Effective Date: June 25, 2026
Owned & Operated By: Karen Michelle Speaks / Karen Peters (“Company”, “we”, “us”, “our”)
1. Acceptance of Terms
By accessing or using KarenMichelleSpeaks.com (the "Website"), booking consulting or speaking services, attending events, purchasing coaching programs, or downloading resources, you agree to be bound by these Terms & Conditions. If you do not agree with these terms, you must immediately cease using this platform.
2. Website Use & Prohibited Actions
This Website is intended for informational, educational, and business purposes related to speaking services, workshops, coaching, consulting, and educational resources. You agree to use this website lawfully and shall not:
Attempt unauthorized access to our administrative systems, servers, or user databases.
Disrupt or interfere with the website functionality, layout, or security infrastructure.
Reproduce, scrape, or distribute content without explicit written permission.
Use this website or its contact forms for fraudulent, abusive, or harmful marketing purposes.
3. Intellectual Property Rights
All content on this website—including text, graphics, logos, videos, proprietary diagnostics (e.g., the "Check Your Stress" quiz), downloads, presentations, frameworks, worksheets, courses, branding, and speaker materials—is the exclusive intellectual property of Karen Michelle Speaks and Karen Peters unless otherwise stated. No content may be copied, reproduced, sold, distributed, or republished without prior written consent.
4. Educational, Motivational & Wellness Disclaimer
Karen Michelle Speaks provides educational, motivational, coaching, and wellness-focused content.
No Professional Medical/Legal Relationship: The information shared through speaking engagements, workshops, courses, consulting, podcasts, diagnostic quizzes, downloadable resources, or coaching conversations is not intended as medical, psychological, psychiatric, legal, or financial advice.
No Therapist-Client Privilege: Participation in any program or coaching session does not create a therapist-client, counselor-client, or medical provider relationship. Users should seek licensed, local professional support for specific medical, mental health, or legal concerns.
5. Results & Financial Disclaimer
We do not guarantee specific emotional, professional, financial, or personal outcomes from participation in any services, workshops, coaching, or educational materials. Individual results vary significantly based on personal circumstances, implementation, participation, and external factors beyond our control.
6. Bookings, Payments, & Cancellation
Service Agreements: All formal speaking engagements, corporate workshops, and consulting services require a separate signed corporate agreement detailing deposits, scheduling approvals, travel accommodations, and specific cancellation windows.
Payment Processing: Payments for services, digital products, or coaching programs must be completed through our integrated gateways according to the agreed-upon schedules. Failure to complete payment may result in immediate suspension of access to digital tools, courses, or live calendars. All pricing is in U.S. Dollars ($USD).
Refund Policy: Unless explicitly stated otherwise in a separate writing: Digital products and downloadable resources are non-refundable. Coaching, consulting, and workshop payments are non-refundable once services have commenced.
7. Third-Party Links & Services
This website features technical integrations with external platforms (such as scheduling software, payment processors, and CRM engines). We are not responsible for the privacy practices, uptime, technical issues, or security of external platforms. Users access third-party services at their own risk.
8. Limitation of Liability
To the fullest extent permitted under Texas law, Karen Michelle Speaks and Karen Peters shall not be liable for any indirect, incidental, consequential, special, or punitive damages—including but not limited to emotional distress claims, loss of profits, business interruption, or data loss—arising from the use of this website, diagnostic quizzes, or participation in services. All resources are provided on an “as is” basis without warranties of any kind.
9. Governing Law & Dispute Resolution
These Terms & Conditions shall be governed by, construed, and interpreted under the laws of the State of Texas, United States, without regard to conflict of law principles. Any legal actions, disputes, or proceedings arising from these terms shall be filed exclusively in the state or federal courts located within Texas.
